Investing in property through a self-managed super fund can help build long-term retirement wealth. At OM FINANCIAL SERVICES, we help you understand how an SMSF loan works and compare SMSF property loan options from lenders that specialise in this type of finance.
How an SMSF Loan Works
An SMSF loan is a limited recourse borrowing arrangement that allows your self-managed super fund to borrow money to buy an investment property. Lending rules are stricter than for standard loans, and lenders often require a larger deposit and strong fund cash flow.
We explain the lending requirements, compare SMSF loan rates and features across our lender panel and manage the application with your accountant, adviser and solicitor. We do not provide tax or superannuation advice, so we recommend speaking with a licensed professional about your fund's strategy.
Benefits of Choosing Us for Your SMSF Loan
Access lenders offering SMSF property loans
Clear explanation of SMSF lending requirements
Compare SMSF loan rates and loan features
Support with residential and commercial property purchases
We work alongside your accountant and adviser
Guidance on deposit and fund cash flow expectations
Simple application process with expert preparation
Fixed and variable SMSF loan options
Transparent communication from start to settlement
Specialist support from an experienced SMSF mortgage broker
SMSF Loan FAQs
An SMSF loan lets a self-managed super fund borrow to purchase an asset, usually property, under a limited recourse borrowing arrangement.
In many cases yes, if it meets the sole purpose test and fits your fund's trust deed and investment strategy. You cannot live in the property yourself. Please get advice from a licensed adviser or accountant.
SMSF lenders generally require a larger deposit than standard home loans, and the amount varies by lender. We can show you current requirements.
Yes. Our role is to arrange the finance. Your accountant, solicitor and licensed financial adviser should review whether an SMSF property loan suits your fund.