Statistics from the Australian Bureau of Statistics (ABS) indicate that the housing sector remains surprisingly robust. Despite the usual economic headwinds, the numbers keep favouring real estate.
In the March quarter of 2025, the cumulative valuation of all residential buildings hit $11,366.4 billion, an uptick of $130.7 billion in three months. Observers note that such buoyancy runs counter to many forecasts issued at the start of the year.
A Milestone in Mean Dwelling Valuation
Official records now show a national average house price of $1,002,500. This is the first time the arithmetic center of the market has breached seven figures, a psychological mark for many buyers and lenders.
The figure represents a quarterly rise of $6,900, an amount that might seem modest but compounds rapidly across an $11-trillion asset base.
Queensland Takes Centre Stage in Property Value Growth
Queensland has become the quarter’s headline act, posting a 1.9 per cent lift in dwelling value. Many local analysts view this as a longer-term trend rather than a seasonal spike, an observation echoed by interstate migrants.
At $944,700, the mean property price in Queensland now narrowly eclipses that of the ACT, which sits a shade under $940,000. Only New South Wales, with a comparable valuation of $1,245,900, remains in front.
South Australia recorded a 1.6 per cent increase in total dwelling value during the latest period, underscoring the state’s ongoing attraction. By contrast, the Northern Territory remains the most budget-conscious market, with the average house price resting at $517,700.
The overall stock of housing also climbed in the quarter; an additional 53,400 dwellings pushed the national tally past 11.3 million residential properties.
What might all this data spell out for ordinary homeowners and mortgage holders? Rising values are translating into additional equity for many, and that equity can be a useful lever once the initial excitement fades.
Homeowners who feel more secure in their balance sheets are now asking whether they should revisit their loans. Refinancing could deliver a sharper rate, lighten the monthly bill, or free up cash for renovations, education, or a new investment.
The situation looks similarly constructive for property investors. Strong price action in centres such as Queensland and South Australia creates windows for acquisitions that may produce rewarding upside over the coming years.
The Function of Financial Intermediaries in Value Creation
Contemporary credit markets change rapidly, leaving investors to decipher an alphabet soup of products and rate signals. A skilled mortgage intermediary not only clarifies jargon but also pinpoints refinancing levers that match the borrower’s risk appetite and time horizon. Sound counsel on timing and structure can turn a routine loan shift into the cornerstone of a portfolio upgrade.
Investors prepared to test their borrowing capacity against a refreshed balance sheet will find tailored analysis at OM Financials. Our advisers model scenarios and present market solutions crafted around individual growth ambitions. Explore a deeper discussion at https://omfinancials.com.au/ and call directly at 04788 769 67 to seek proper insights on loans and refinancing. Book your consultation call here to explore various options from our advisors.