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OM Financial Services > Articles by: admin

Author: admin

18 Sep, 2025
admin blog

First Home Buyer’s Checklist: From Loan Application to Keys

The journey to buy your first home is one of the most exciting milestones in life. Buying your first home can involve several […]

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16 Sep, 2025
admin blog

Why Home Loan Pre-Approval Gives You a Competitive Edge

Pre-approval for a home loan is not just a basic preliminary step; it’s a strategic advantage that can significantly enhance your position in […]

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11 Sep, 2025
admin News

Mortgage Brokers’ Guide: Fixed Home Loan Rates Drop Below 5%

Westpac has just slashed its two-year fixed home loan rates to 4.89%, making it the first of Australia’s big four banks to go […]

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8 Sep, 2025
admin News

Australia Property Values Climb with New Home Guarantee Update

Cotality Data Highlights Why Finance Readiness Matters New information from Cotality demonstrates Australia property values is regaining speed, resulting in an increased sense […]

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1 Sep, 2025
admin News

From 5% Deposit Scheme Australia to $1.5M Homes: Major Shake-Up in Home Guarantee Scheme

A key enhancement of the forthcoming Home Guarantee Scheme  is the elimination of the annual cap on the index of State guarantee allocations. […]

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30 Aug, 2025
admin blog

Loan-to-Value Ratio Decoded: How Your Deposit Impacts Your Loan Application

In Australia’s dynamic property market, the deposit doesn’t just secure a home—it primarily defines the financial leverage. For many Australians, the exceptional journey […]

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26 Aug, 2025
admin blog

Your LMI Waiver Eligibility: Here’s What Banks Look For

Lenders Mortgage Insurance (LMI) is one of the highest upfront costs Australian home buyers face when borrowing with less than a 20% deposit. […]

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25 Aug, 2025
admin News

National Housing Accord Australia: What Housing Supply Challenges Mean for Buyers and Renters

The Housing Industry Association (HIA) called on the Australian government to recalibrate its housing affordability initiatives, contending that the contours of the National […]

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19 Aug, 2025
admin blog

Why Borrowing Power Is Changing and What You Can Do About It

Borrowing power, the cornerstone of every aspiring homebuyer’s journey, is in a state of constant flux. Driven by a confluence of economic shifts […]

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16 Aug, 2025
admin Blogs1

Renting vs Buying: Property strategy that could leave Aussies $116,120 better off

For many Australians, the choice between renting and buying a home is a tough one. The decision often feels like a trade-off between […]

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