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OM Financial Services > Articles by: admin

Author: admin

22 Oct, 2025
admin Blogs1

Interest-Only vs Principal & Interest Loans — Which Strategy Works Best for you?

When you borrow for property, choosing between an Interest-Only (IO) loan and a Principal & Interest (P&I) loan is one of the most […]

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21 Oct, 2025
admin blog

Rentvesting vs Buying: Why More First-Home Buyers Are Choosing Both?

Recently, in suburbs like Riverstone, an increasing number of first-home buyers are adopting a hybrid strategy often dubbed “rentvesting”—renting in their preferred lifestyle […]

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17 Oct, 2025
admin blog

Refinancing in Kellyville Ridge: How Much You Could Actually Save in 2025

As we step into 2025, economic forecasts point to a potentially crucial window for mortgage holders to secure some of the better terms. […]

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16 Oct, 2025
admin News

RBA Flags Risks in Expanded First Home Guarantee as Housing Pressures Mount

RBA Governor Michele Bullock was recently questioned at a Senate hearing about the federal government’s expanded First Home Guarantee (5% deposit) scheme. She […]

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15 Oct, 2025
admin blog

SMSF Loans for Property Investment: Rules, Benefits, and Risks Explained

Self-Managed Superannuation Funds (SMSFs) are often considered the best option for achieving control, tax advantages, and targeted growth in wealth creation. Yet their […]

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6 Oct, 2025
admin News

RBA Holds Cash Rate at 3.60% – What It Means for You

The Reserve Bank has again held the official cash rate at 3.60%. In its September statement the Board noted that inflation is still […]

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29 Sep, 2025
admin News

Housing Fund vs Reality: Tight Market and New 5% Deposit Incentive

Australia’s housing agenda remains ambitious but outpaced by reality. The government’s $10 billion Housing Australia Future Fund was meant to support 40,000 new social […]

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26 Sep, 2025
admin blog

How Pre-Approval Can Save You Thousands on Your Home Purchase

Entering the housing market can feel like traversing a complicated labyrinth. With fluctuating prices, competitive bids, and a sea of loan options, the […]

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23 Sep, 2025
admin News

Investors Selling Up: Implications for Home Loan Seekers

There’s a bit of a shake-up happening in the property market right now. More and more landlords are throwing in the towel and […]

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20 Sep, 2025
admin blog

How to Improve Your Credit Score Before Applying for a Personal Loan

Securing a personal loan can be a pivotal step toward achieving your goals, whether that’s consolidating debt, funding a major purchase, or covering […]

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