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FOMO, Faster Sales, and Rate Cut Buzz: What Every Buyer Needs to Know in 2025
Properties are selling at a faster pace than ever within the metropolitan regions of Australia. New data suggests that properties are being sold at a record number of days less than the average throughout almost every capital city, excluding Perth and Canberra. For example, Sydney's average days on the market have dropped from 66 in […]
continue readingRefinancing in 2025: Smart Investment for Aussie Homeowners or Overhyped?
Refinancing has been one of the most discussed financial topics in Australia over the past two years. With the RBA cutting the cash rate three times during 2025 and lenders continuing to compete for refinancing customers, many borrowers had reason to review whether their existing home loan was still competitive. The case for reviewing your […]
continue readingIs a Rate Cut Coming Next With Inflation Within Range?
The policies of Australian economists are having a positive effect, as the Bureau of Statistics has also recorded the headline inflation rate remaining constant at an annual rate of 2.4% in March. Even better, the RBA’s chosen measure of ‘trimmed mean inflation’ has also dropped from 3.3 %to 2.9%. This is the first time in […]
continue readingOne Income, One Dream – Still a Reality in 2025?
The simple answer is yes, in a world of rising economic costs of living and soaring property prices, can I still buy a home with just one income? In Australia, the looming question for most Australians is? In securing a home, it can feel daunting to try to achieve a home with a single income. […]
continue readingLabour Government Re-elected: Stability Yet Challenges Ahead
The 2025 federal election has concluded—the federal Labour government has been re-elected, bringing stability but still calling into question property prices, interest rates, and home loans in the near term. While many of the policies of the labour government will remain, pricing, supply, and the growing competition being faced by buyers still pose challenges in […]
continue readingHousing Market Rebounds Slightly as RBA Cut Rates Again
The Reserve Bank of Australia has reduced the cash rate by 25 basis points, bringing it down to 3.85 %. This is the second rate reduction this year, and it certainly helps provide relief to mortgage holders dealing with high repayments in conjunction with escalating living expenses. "As inflation continues to ease, the strength […]
continue readingHow Will the 2025 Budget Impact You as a Home Buyer
Buying a home is one of the most significant steps in life for the majority of Australians. It is also an expensive one. The current economic environment, combined with changes in interest rates, surging inflation, and costly property prices, places home loan eligibility under scrutiny for many aspiring homeowners. The 2025 Australian Federal Budget introduces […]
continue readingAustralian Property Market Surges: Auctions Hit Highest Level Since Easter Amid Mixed Clearance Rates
In Australia’s property market, auction activity picked up last week, reaching the highest level of auction activity since the week before Easter. CoreLogic’s latest figures captured a total of 1,784 auctions in the major capitals, which represents an increase of 11.8% compared to the week before. At the same time, this figure is still 20.3% […]
continue readingHow Core CPI Falling to 2.9% Impacts Home Loans
If you have been anticipating the sign that the property market is shifting, this is it. One of the most significant inflation indicators, Core CPI, has just dropped to 2.9%. It may not seem like much, but for homebuyers and mortgage holders, this small change could be exactly what they have been waiting for. […]
continue readingHome Loan Pre-Approval in 2025: Why Timing is Everything
Looking to buy a property in 2025? You are not alone. With home loan rates in Australia expected to shift and buyer confidence on the rise, more Australians are re-entering the property market. Whether you are a first home buyer or an experienced investor, securing home loan pre-approval at the right time can be the […]
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