Author: Om Financials
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Australia’s 60,000 Home Shortfall – Why Higher Property Taxes Won’t Fix the Housing Shortage
Lifting Taxes Won’t Get More Homes Built, What Borrowers Should Know Industry groups warn that higher taxes on property won’t fix Australia’s housing shortage. Housing Industry Association (HIA) Managing Director Jocelyn Martin notes, “Housing is already one of the most highly taxed sectors” in the economy. Independent analysis shows nearly half the price of a […]
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Australia Regional House Prices Up 3.2% in 2026
Regional Markets Heating Up as City Growth Slows Recent data show regional home prices are outpacing the capitals, driven by buyers chasing affordability and lifestyle. Dwelling values in regional Australia jumped about 3.2% in the three months to January, versus just 2.1% across combined capital cities. Growth is broad-based – Western Australia led with +6.1% […]
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Australia Housing Update Feb 2026: Rents & Prices
The Double Squeeze: Rising Rents and Home Prices in 2026 Recent data show rents and house prices are climbing across Australia, a double squeeze on borrowers. National rents have soared 43.9% over the past five years, while wages rose only 17.5%. This means renters now spend a record 33.4% of their income on rent. Western […]
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How Much Can I Borrow for a Home Loan in Australia in 2026?
“How much can I borrow?” will probably be one of the first questions you ask yourself when buying your first home or moving to a larger property for the first time. Many Australian borrowers in 2026 are uncertain about their borrowing power. This is due to lender policy changes and stricter serviceability requirements, and increased […]
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Why Mortgage Repayments Don’t Count in Inflation Data (2026)
Mortgage Repayments and Inflation: What Borrowers Need to Know Official inflation figures (CPI) may not reflect your rising home loan bills. Since 1997, the ABS has excluded mortgage repayments from the CPI after the RBA asked for the change. In other words, increases in your mortgage payments don’t show up in headline inflation. This is […]
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Variable vs Fixed Home Loan Australia 2026 | What Makes Sense
Variable vs Fixed Home Loans in 2026: What Actually Makes Sense Now? Following years of adjusting the rate, most borrowers get caught between two offers and fail to know where to turn. In Australia, the debate on home loans has changed, as it is no longer about what is cheapest at the moment but about […]
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Residential vs Commercial Property: Which Investment Suits Your SMSF?
Investing in real estate by use of a Self-Managed Super Fund (SMSF) has emerged as one of the most appropriate methods through which Australians are accumulating retirement wealth on a long-term basis. Property as an investment in an SMSF is still popular with enhanced control, tax efficiency, and asset transparency. All the information about residential […]
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South Australia’s $801.5m Housing Deal: What Borrowers Need to Know
The Albanese and Malinauskas governments have announced an $801.5 million package to unlock about 17,000 new homes in South Australia – roughly 7,000 of which are reserved for first-home buyers. The funding is aimed at upgrading “last-mile” infrastructure (roads, water, sewerage, power) so that new estates can be fast-tracked. In practice, this means developments in […]
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Is Refinancing Home Loan Worth It in 2026? What Australian Borrowers Must Calculate First
For many Australian homeowners, 2026 feels like a pause after several intense years of rising interest rates. If you took out your home loan during the higher-rate period between 2022 and 2024, you may now be wondering whether refinancing is finally worth considering. Before deciding whether to refinance, it is important to understand the potential […]
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South Australia’s $801.5m Housing Deal: What Borrowers Need to Know
The Albanese and Malinauskas governments have announced an $801.5 million package to unlock about 17,000 new homes in South Australia – roughly 7,000 of which are reserved for first-home buyers. The funding is aimed at upgrading “last-mile” infrastructure (roads, water, sewerage, power) so that new estates can be fast-tracked. In practice, this means developments in […]
continue reading