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OM Financial Services > Blog > blog

Category: blog

15 Oct, 2025
admin blog

SMSF Loans for Property Investment: Rules, Benefits, and Risks Explained

Self-Managed Superannuation Funds (SMSFs) are often considered the best option for achieving control, tax advantages, and targeted growth in wealth creation. Yet their […]

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6 Oct, 2025
admin News

RBA Holds Cash Rate at 3.60% – What It Means for You

The Reserve Bank has again held the official cash rate at 3.60%. In its September statement the Board noted that inflation is still […]

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29 Sep, 2025
admin News

Housing Fund vs Reality: Tight Market and New 5% Deposit Incentive

Australia’s housing agenda remains ambitious but outpaced by reality. The government’s $10 billion Housing Australia Future Fund was meant to support 40,000 new social […]

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26 Sep, 2025
admin blog

How Pre-Approval Can Save You Thousands on Your Home Purchase

Entering the housing market can feel like traversing a complicated labyrinth. With fluctuating prices, competitive bids, and a sea of loan options, the […]

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23 Sep, 2025
admin News

Investors Selling Up: Implications for Home Loan Seekers

There’s a bit of a shake-up happening in the property market right now. More and more landlords are throwing in the towel and […]

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20 Sep, 2025
admin blog

How to Improve Your Credit Score Before Applying for a Personal Loan

Securing a personal loan can be a pivotal step toward achieving your goals, whether that’s consolidating debt, funding a major purchase, or covering […]

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19 Sep, 2025
admin News

AI in Housing Approvals: Will It Really Ease the Crunch?

The NSW government has launched an AI planning tender to speed up approvals for new housing. Ministers say it will “blitz the approvals […]

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18 Sep, 2025
admin blog

First Home Buyer’s Checklist: From Loan Application to Keys

The journey to buy your first home is one of the most exciting milestones in life. While the dream of holding the keys […]

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16 Sep, 2025
admin blog

Why Home Loan Pre-Approval Gives You a Competitive Edge

Pre-approval for a home loan is not just a basic preliminary step; it’s a strategic advantage that can significantly enhance your position in […]

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11 Sep, 2025
admin News

Mortgage Brokers’ Guide: Fixed Home Loan Rates Drop Below 5%

Westpac has just slashed its two-year fixed home loan rate to 4.89%, making it the first of Australia’s big four banks to go […]

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