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OM Financial Services > Blog > blog

Category: blog

23 Jan, 2026
admin blog

How to Buy Your Second Property Using Equity Without Saving a New Deposit

In 2025, buying a second property in the Australian property market using equity, without saving a fresh deposit, is not merely a wise […]

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21 Jan, 2026
admin News

RBA Holds Rates in Australia: Why Cuts Are Unlikely in 2026

RBA Deputy Governor Rules Out Near-term Rate Cuts In January 2026, the Reserve Bank of Australia (RBA) signalled that any quick turnaround on […]

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14 Jan, 2026
admin News

RBA Rate Update: Is a February Rate Hike Coming?

RBA Rate Update: February Hike in Sight? In its December meeting, the RBA held the official cash rate at 3.60%, but noted the […]

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7 Jan, 2026
admin News

Housing Market Momentum Slows as Affordability Pressures Rise

Recent data show Australia’s housing boom is easing. National home values rose just 0.7% in December – the smallest monthly gain in five […]

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31 Dec, 2025
admin News

Australian Home Seller Profits Hit 20-Year High – What It Means for Borrowers

Australia’s latest Pain & Gain report (Sept 2025) shows home sellers made record profits. In Q3 2025, 95.5% of resales returned a profit […]

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23 Dec, 2025
admin blog

Borrowing Capacity 2025 Recap — What Changed This Year & What It Means for 2026

As the financial landscape evolves, 2025 has been a year of significant shifts in mortgage borrowing capacity across Australia. With shifting interest rates, […]

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19 Dec, 2025
admin News

APRA proposes a new “Most Significant Financial Institutions” tier

Australia’s prudential regulator (APRA) is consulting on a three-tier banking framework to boost competition. In its December 2025 discussion paper, APRA proposed a […]

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15 Dec, 2025
admin News

Housing Market Update: Growth Eases, Affordability Tightens

Recent data shows Australia’s housing market is still growing, but at a slower pace. CoreLogic’s Cotality index reports national home values rose 1.0% […]

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6 Dec, 2025
admin News

Help to Buy scheme opens – New Shared-equity Path to Home Ownership

The Albanese Government’s long-awaited Help to Buy program launches on 5 December 2025, opening applications in the participating states and territories. This federal shared-equity scheme […]

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2 Dec, 2025
admin News

Record-breaking price forecasts – what this means for borrowers

Australia’s housing market is expected to heat up again in 2026. Domain’s latest forecast sees house prices hitting new peaks in every capital […]

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Recent Posts

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    September 1, 2026

    How Bank Statements Affect Home Loan Approval

  • Non-Bank Lending Jumps 65%: What It Means for Borrowers
    August 31, 2026

    Non-Bank Lending Jumps 65%: What It Means for Borrowers

  • 15% Drop in NAB Home Loan Applications: What Now?
    August 24, 2026

     NAB Home Loan Applications Drop 15%: What It Means

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