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OM Financial Services > Blog > First home buyers

Tag: First home buyers

16 Oct, 2025
admin News

RBA Flags Risks in Expanded First Home Guarantee Australia as Housing Pressures Mount

RBA Governor Michele Bullock was recently questioned at a Senate hearing about the federal government’s expanded First Home Guarantee Australia (5% deposit) scheme. […]

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29 Sep, 2025
admin News

Australia Housing Fund vs Reality: Tight Market and the 5% Deposit Scheme

Australia’s housing agenda remains ambitious but outpaced by reality. The government’s $10 billion Australia Housing fund Future Fund was meant to support 40,000 new […]

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23 Sep, 2025
admin News

Property Investor Selling Trend Up: Implications for Home Loan Seekers

Changes in investor activity can affect both property sales and the rental market. Recent property investor selling trend Australia reports have highlighted an […]

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8 Sep, 2025
admin News

Australia Property Values Climb with New Home Guarantee Update

Cotality Data Highlights Why Finance Readiness Matters New information from Cotality demonstrates Australia property values is regaining speed, resulting in an increased sense […]

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1 Sep, 2025
admin News

From 5% Deposit Scheme Australia to $1.5M Homes: Major Shake-Up in Home Guarantee Scheme

A key enhancement of the forthcoming Home Guarantee Scheme  is the elimination of the annual cap on the index of State guarantee allocations. […]

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30 Aug, 2025
admin blog

Loan-to-Value Ratio Decoded: How Your Deposit Impacts Your Loan Application

In Australia’s dynamic property market, the deposit doesn’t just secure a home—it primarily defines the financial leverage. For many Australians, the exceptional journey […]

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19 Aug, 2025
admin blog

Why Borrowing Power Is Changing and What You Can Do About It

Borrowing power, the cornerstone of every aspiring homebuyer’s journey, is in a state of constant flux. Driven by a confluence of economic shifts […]

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16 Aug, 2025
admin Blogs1

Renting vs Buying: Property strategy that could leave Aussies $116,120 better off

For many Australians, the choice between renting and buying a home is a tough one. The decision often feels like a trade-off between […]

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8 Aug, 2025
admin Blogs1

RBA Interest Rate Predictions: What Borrowers Should Know

Financial markets regularly assess whether the Reserve Bank of Australia (RBA) may change the cash rate at an upcoming meeting. The RBA interest […]

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21 Jun, 2025
admin News

Home Guarantee Scheme: How It Helps First Home Buyers

Australia’s Home Guarantee Scheme has reshaped entry to homeownership for first-time purchasers, freeing them of more than $3.5 billion in lender’s mortgage insurance […]

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