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OM Financial Services > Blog > blog

Category: blog

29 Sep, 2025
admin News

Housing Fund vs Reality: Tight Market and New 5% Deposit Incentive

Australia’s housing agenda remains ambitious but outpaced by reality. The government’s $10 billion Housing Australia Future Fund was meant to support 40,000 new social […]

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26 Sep, 2025
admin blog

How Pre-Approval Can Save You Thousands on Your Home Purchase

Entering the housing market can feel like traversing a complicated labyrinth. With fluctuating prices, competitive bids, and a sea of loan options, the […]

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23 Sep, 2025
admin News

Investors Selling Up: Implications for Home Loan Seekers

There’s a bit of a shake-up happening in the property market right now. More and more landlords are throwing in the towel and […]

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20 Sep, 2025
admin blog

How to Improve Your Credit Score Before Applying for a Personal Loan

Securing a personal loan can be a pivotal step toward achieving your goals, whether that’s consolidating debt, funding a major purchase, or covering […]

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19 Sep, 2025
admin News

AI in Housing Approvals: Will It Really Ease the Crunch?

The NSW government has launched an AI planning tender to speed up approvals for new housing. Ministers say it will “blitz the approvals […]

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18 Sep, 2025
admin blog

First Home Buyer’s Checklist: From Loan Application to Keys

The journey to buy your first home is one of the most exciting milestones in life. While the dream of holding the keys […]

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16 Sep, 2025
admin blog

Why Home Loan Pre-Approval Gives You a Competitive Edge

Pre-approval for a home loan is not just a basic preliminary step; it’s a strategic advantage that can significantly enhance your position in […]

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11 Sep, 2025
admin News

Mortgage Brokers’ Guide: Fixed Home Loan Rates Drop Below 5%

Westpac has just slashed its two-year fixed home loan rate to 4.89%, making it the first of Australia’s big four banks to go […]

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8 Sep, 2025
admin News

Australia’s Property Values Climb with New Home Guarantee Update

Cotality Data Highlights Why Finance Readiness Matters New information from Cotality demonstrates Australia’s property market is regaining speed, resulting in an increased sense […]

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1 Sep, 2025
admin News

From 5% Deposit to $1.5M Homes: Major Shake-Up in Home Guarantee Scheme

A key enhancement of the forthcoming Home Guarantee Scheme  is the elimination of the annual cap on the index of State guarantee allocations. […]

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