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OM Financial Services > Blog > blog

Category: blog

30 Aug, 2025
admin blog

LVR Decoded: How Your Deposit Impacts Your Loan Application

In Australia’s dynamic property market, the deposit doesn’t just secure a home—it primarily defines the financial leverage. For many Australians, the exceptional journey […]

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26 Aug, 2025
admin blog

Are You Eligible for LMI Waiver? Here’s What Banks Look For

Lenders Mortgage Insurance (LMI) is one of the highest upfront costs Australian home buyers face when borrowing with less than a 20% deposit. […]

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25 Aug, 2025
admin News

2025 Housing Accord Progress Stalls, Raising Stakes for Buyers and Renters

The Housing Industry Association (HIA) called on the Australian government to recalibrate its housing affordability initiatives, contending that the contours of the National […]

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19 Aug, 2025
admin blog

Why Borrowing Power Is Changing and What You Can Do About It

Borrowing power, the cornerstone of every aspiring homebuyer’s journey, is in a state of constant flux. Driven by a confluence of economic shifts […]

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29 Jul, 2025
admin blog

What to Recheck in Your Loan Before Buying Your Second Property

The journey into property investment often begins with a single home, but for many, the ambition extends to building a robust portfolio. While […]

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25 Jul, 2025
admin News

AMP Bank Posts Steady Mortgage Growth Amid Market Pressures

AMP Bank is quietly expanding its business even when the overall housing finance market in Australia is facing pressure here and abroad.  During […]

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24 Jul, 2025
admin blog

Loan Tips Every New Property Investor Should Know

Investing in Australian property is one of the most powerful ways to build long-term wealth, but it is also one of the most […]

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23 Jul, 2025
admin blog

How Negative Gearing Works in 2025 — And Who It Actually Helps

Negative gearing has long been a cornerstone of Australia’s property investment landscape, offering investors the ability to offset property-related losses against their taxable […]

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18 Jul, 2025
admin News

Over 60% of Aussies Never Switch Banks And It’s Hurting Their Wallets

A new survey has shown that many Australians are still banking where their parents did, a habit that could be affecting their financial […]

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17 Jul, 2025
admin blog

Interest-Only vs Principal & Interest: Which Suits Your Investment Plan?

Understanding the nuances of home loan structures has become increasingly important in 2025, especially as property markets fluctuate along with investor strategies evolving. […]

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