If the Coalition Wins: Your 5% Deposit Access Could Change Overnight A political proposal is quietly making its way through Australia’s election debate, and if it becomes policy, it could shut thousands of buyers out of one of the most valuable home ownership schemes in the country. Here’s what you need to know before it […]
continue readingHouse Prices Are Still Rising, But the Easy Market Is Behind Us Australian home values rose 2.1% in the first quarter of 2026, according to Cotality’s latest Home Value Index. On the surface, that sounds like good news. Prices are still going up. But if you look a bit closer, the picture is a lot […]
continue readingRenovation Loans Are Up 21% & Granny Flats Are Leading the Charge More homeowners are turning to renovation loans to get more out of their properties. NAB figures show a 21% jump in renovation lending last year, the sharpest rise in years, with a growing number of Australians using that money to build granny flats […]
continue readingHousing Market Outlook: Slower Growth Ahead, What It Means for You National home prices jumped about 8.6 per cent through 2025, but forecasts now point to a cooling. The Commonwealth Bank and Westpac both expect growth to slow to roughly +5 per cent in 2026, and further to around +3 per cent in 2027. This reflects rising borrowing costs – the […]
continue readingIf you’ve been watching the property market lately, you already know things are moving fast. But the latest NAB Housing Monitor (March 2026) puts real numbers to what many buyers and investors are feeling on the ground, and the picture is worth paying close attention to. Source Prices Are Still Climbing, But Not Everywhere Equally […]
continue readingLifting Taxes Won’t Get More Homes Built, What Borrowers Should Know Industry groups warn that higher taxes on property won’t fix Australia’s housing shortage. Housing Industry Association (HIA) Managing Director Jocelyn Martin notes, “Housing is already one of the most highly taxed sectors” in the economy. Independent analysis shows nearly half the price of a […]
continue readingRegional Markets Heating Up as City Growth Slows Recent data show regional home prices are outpacing the capitals, driven by buyers chasing affordability and lifestyle. Dwelling values in regional Australia jumped about 3.2% in the three months to January, versus just 2.1% across combined capital cities. Growth is broad-based – Western Australia led with +6.1% […]
continue readingThe Double Squeeze: Rising Rents and Home Prices in 2026 Recent data show rents and house prices are climbing across Australia, a double squeeze on borrowers. National rents have soared 43.9% over the past five years, while wages rose only 17.5%. This means renters now spend a record 33.4% of their income on rent. Western […]
continue readingMortgage Repayments and Inflation: What Borrowers Need to Know Official inflation figures (CPI) may not reflect your rising home loan bills. Since 1997, the ABS has excluded mortgage repayments from the CPI after the RBA asked for the change. In other words, increases in your mortgage payments don’t show up in headline inflation. This is […]
continue readingThe Albanese and Malinauskas governments have announced an $801.5 million package to unlock about 17,000 new homes in South Australia – roughly 7,000 of which are reserved for first-home buyers. The funding is aimed at upgrading “last-mile” infrastructure (roads, water, sewerage, power) so that new estates can be fast-tracked. In practice, this means developments in […]
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