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South Australia’s $801.5m Housing Deal: What Borrowers Need to Know
The Albanese and Malinauskas governments have announced an $801.5 million package to unlock about 17,000 new homes in South Australia – roughly 7,000 of which are reserved for first-home buyers. The funding is aimed at upgrading “last-mile” infrastructure (roads, water, sewerage, power) so that new estates can be fast-tracked. In practice, this means developments in […]
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Australia’s Housing Crunch in 2026: Prices, Rents and Loans
Australia’s Housing Crunch: Prices Up, Rents Tight and What It Means for You Australia’s housing market remains under pressure. Recent data from NAB’s new Housing Monitor shows capital-city home prices jumped about 8.2% in 2025, lifting the national median price to roughly $900,000. Even rental markets are stretched: advertised rents rose about 5.9% (annualised) late […]
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RBA Holds Rates in Australia: Why Cuts Are Unlikely in 2026
RBA Deputy Governor Rules Out Near-term Rate Cuts In January 2026, the Reserve Bank of Australia (RBA) signalled that any quick turnaround on interest rates is off the table. In an ABC interview, Deputy Governor Andrew Hauser warned that hopes of cutting the cash rate soon have been “all but extinguished”. He noted that even […]
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RBA Rate Update: Is a February Rate Hike Coming?
RBA Rate Update: February Hike in Sight? In its December meeting, the RBA held the official cash rate at 3.60%, but noted the economy still has “a degree of excess demand”, and inflation is running above the target band. This means the 4–5 February board meeting could still deliver a 25 bp hike if incoming data […]
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Housing Market Momentum Slows as Affordability Pressures Rise
Recent data show Australia’s housing boom is easing. National home values rose just 0.7% in December – the smallest monthly gain in five months. In fact, both Sydney and Melbourne saw prices fall by about 0.1% in December, the first dip in those markets since early 2025. Despite this slowdown, 2025 was still a strong […]
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Australian Home Seller Profits Hit 20-Year High – What It Means for Borrowers
Australia’s latest Pain & Gain report (Sept 2025) shows home sellers made record profits. In Q3 2025, 95.5% of resales returned a profit – the highest level since 2005. The median gain was a record $335,000. This surge comes as national home prices hit new highs for months, helped by easier credit conditions after the […]
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APRA proposes a new “Most Significant Financial Institutions” tier
Australia’s prudential regulator (APRA) is consulting on a three-tier banking framework to boost competition. In its December 2025 discussion paper, APRA proposed a top tier of Most Significant Financial Institutions (MSFIs) for banks with more than $300 billion in assets. That list would include the four traditional majors (CBA, Westpac, ANZ, NAB) – and Macquarie Bank. […]
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Housing Market Update: Growth Eases, Affordability Tightens
Recent data shows Australia’s housing market is still growing, but at a slower pace. CoreLogic’s Cotality index reports national home values rose 1.0% in November – a strong rise but down from October’s 1.1% gain. The lift is driven mainly by smaller capitals. Perth led the gains with a 2.4% jump, thanks to very tight […]
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Help to Buy scheme opens – New Shared-equity Path to Home Ownership
The Albanese Government’s long-awaited Help to Buy program launches on 5 December 2025, opening applications in the participating states and territories. This federal shared-equity scheme will run for four years with up to 10,000 places each year (40,000 total). It helps eligible home buyers (first-timers and those re-entering the market) by reducing how much of cash and […]
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Record-breaking price forecasts – what this means for borrowers
Australia’s housing market is expected to heat up again in 2026. Domain’s latest forecast sees house prices hitting new peaks in every capital city next australianpropertyupdate.com.au. For example, Sydney’s median house price could climb by about 7%, reaching roughly $1.92 million, while Melbourne may rise about 6% to around $1.17 million. Brisbane, Adelaide and Perth are expected […]
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