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OM Financial Services > Blog > Borrowing capacity

Tag: Borrowing capacity

11 Jun, 2026 Fixed rate home loan Australia 2026
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Should You Fix Your Home Loan Rate or Stay Variable in 2026?

Should You Fix Your Loan Now or Stay Flexible? It is May 2026; the RBA cash rate sits at 4.35% after three consecutive […]

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8 Jun, 2026 New builds vs established homes 2026
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New Builds vs Established Homes: How Budget 2026 Changes Investment Lending Decisions

The new builds vs established homes decision has become more important for property investors following the 2026 Federal Budget. For years, the choice […]

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27 Apr, 2026 Trusted Home Loans Rouse Hill Mortgage Broker Rouse Hill NSW 2026
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Trusted Home Loans Rouse Hill Mortgage Broker Rouse Hill NSW 2026

Home Loans Rouse Hill buyers consider can vary depending on their deposit, income, property goals and lender eligibility criteria. OM Financials helps buyers, […]

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23 Apr, 2026 Home Loans Box Hill NSW: Mortgage Broker Box Hill 2026
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Home Loans Box Hill NSW: Expert Mortgage Broker Box Hill 2026

Box Hill, NSW, is not the suburb it was five years ago, and buyers who got in early know exactly what that means. […]

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14 Apr, 2026 Buying Your First Home in NSW 2026: Government Schemes Still Availabl
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Buying Your First Home in NSW 2026: Government Schemes Still Available

Buying your first home buyer Schemes NSW may help eligible buyers reduce some upfront home-buying costs. Each program has its own eligibility criteria, […]

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2 Apr, 2026 How Much Deposit Do You Need to Buy in Rouse Hill or Box Hill in 2026?
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How Much Deposit Do You Need to Buy house in Rouse Hill or Box Hill in 2026?

You are not the only one who has searched “how much deposit for a buy house in rouse hill 2026” or “deposit to […]

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31 Mar, 2026 Will the RBA Cut Rates Again in 2026? What It Means for Borrowing Power
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RBA Rate Forecast 2026: What It Means for Your Borrowing Power

Will the RBA Cut Rates Again in 2026? What It Means for Borrowing Power The RBA rate forecast for 2026 is subject to […]

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25 Mar, 2026 How Refinancing Affects Long-Term Cash Flow, Not Just Monthly Repayments
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How home loan refinancing impacts long-term cash flow

How Refinancing Affects Long-Term Cash Flow, Not Just Monthly Repayments Whenever Australian people start to consider the concept of home loan refinancing, the […]

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14 Mar, 2026 How Loan Structure Impacts Financial Flexibility During Uncertain Markets
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Home Loan Planning: Improve Financial Flexibility in Uncertain Markets

How Loan Structure Impacts Financial Flexibility During Uncertain Markets Interest rates can change more quickly than you think, household costs can go up […]

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18 Feb, 2026 Home loan in Australia borrowing capacity
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How Much Can I Borrow for a Home Loan in Australia in 2026?

“How much can I borrow?” will probably be one of the first questions you ask yourself when buying your first home or moving […]

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Recent Posts

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    September 23, 2026

    How Bank Statements Home Loan Approval Affects

  • Refinancing Home Loans: Why 1,800 Aussies Refinance Daily
    September 23, 2026

    Refinancing Home Loans: Why 1,800 Aussies Refinance Daily

  • September 17, 2026

    Home Loans Riverstone NSW – Mortgage Broker Riverstone 2026

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