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OM Financial Services > Blog > Borrowing capacity

Tag: Borrowing capacity

16 Feb, 2026
admin blog

Variable vs Fixed Home Loan Australia 2026 | What Makes Sense

Variable vs Fixed Home Loans in 2026: What Actually Makes Sense Now? Following years of adjusting the rate, most borrowers get caught between […]

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9 Feb, 2026
admin blog

Is Refinancing Home Loan Worth It in 2026? What Australian Borrowers Must Calculate First

For many Australian homeowners, 2026 feels like a pause after several intense years of rising interest rates. If you took out your home […]

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20 Jan, 2026
admin Blogs1

How 2025 Rate Movements Set Up Borrowers Refinancing Guide 2026

The Australian property landscape for borrowers in 2025 has evolved significantly. As we are heading towards 2026, borrowers and investors are finding themselves […]

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23 Dec, 2025
admin blog

Borrowing Capacity 2025 Recap — What Changed This Year & What It Means for 2026

As the financial landscape evolves, 2025 has been a year of significant shifts in mortgage borrowing capacity across Australia. With shifting interest rates, […]

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18 Sep, 2025
admin blog

First Home Buyer’s Checklist: From Loan Application to Keys

The journey to buy your first home is one of the most exciting milestones in life. Buying your first home can involve several […]

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16 Sep, 2025
admin blog

Why Home Loan Pre-Approval Gives You a Competitive Edge

Pre-approval for a home loan is not just a basic preliminary step; it’s a strategic advantage that can significantly enhance your position in […]

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19 Aug, 2025
admin blog

Why Borrowing Power Is Changing and What You Can Do About It

Borrowing power, the cornerstone of every aspiring homebuyer’s journey, is in a state of constant flux. Driven by a confluence of economic shifts […]

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admin blog

Home Loan Pre-Approval in 2025: Why Timing is Everything

Looking to buy a property in 2025? You are not alone. With home loan rates in Australia expected to shift and buyer confidence […]

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  • September 17, 2026

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